Saturday, December 12, 2009
Not many Americans have heard of this secret money strategy.
Unlike IRA or 401(k) plans, 401(r) lets you draw checks at any time, at any age and with no income requirements of any kind. I strongly believe that every man, woman and child should be taking advantage of this strategy.
Paychecks can be $10,000, $20,000, $50,000 or more Depending on your particular situation. The best news is, they are largely tax free (you may have to pay tax on 10 - 20% of the money)!
These normally aren't publicized like traditional IRA or 401(k) retirement plans. Perhaps that is why so few know anything about them.
In a recent article, Kiplinger's Personal Finance pointedly said of this investment "a hidden asset class that Wall Street hasn't awoken to."
This amazing asset can give you a nearly tax-free income you can start collecting at any time.
Forbes magazine said that they are "a good place to be during this market funk. They offer good yields, tax breaks and strong growth potential."
Barron's stated, these income streams are a “pay off for taxpayers... offering double-digit returns today.”
"Enjoy largely untaxed income"
OK, so what exactly are 401(r) Royalty payments? Why are they the best place for your savings now? How can you get your name on the list to start getting paid this mostly tax-free income?
Actually I think the 401(r) is a play on the Royalty word. There is no such section in the IRS code that I can find. The 401 section ends with (o). What they are really pushing is MLPs. I have written about them before many times, and am really fond of the investment vehicle!
Actually with MLPs you are deferring the taxes, and you will have to pay them later. However, you can defer them for a long time and maybe even pass your MLPs onto your heirs.
If you’re not familiar with MLPs, they are publicly traded partnerships called Master Limited Partnerships. They focus mainly on the energy arena. Primarily dealing with natural resources like coal and oil. Most of the large and stable MLPs are pipeline companies. They are set up similarly to REITs. MLPs pay no corporate tax as long as they pass along essentially all of their income to unitholders (the limited partners, those who own shares of the MLP). MLPs Generally pass along a lot more money than they make, and you can defer your taxes on a lot of it. Of course, "no taxes" and "deferred taxes" are very different. Check with your tax advisor and do your research on MLPs. They may well fit into your investment strategy.
MLPs can be somewhat difficult to get info on. Check out my new "How To Analyze Anything" video course for simple strategies and discover free online tools to learn all you need to know about MLPs (and much more). To get your Free MLP Report go here.
Thursday, December 10, 2009
If the market tanks, you get paid. If the market goes nowhere, you get paid. If the market goes up, you get paid even more. Some of these contracts have paid as much as 11% on your money.
What's more, You can start collecting large monthly paychecks right away. If you are at all worried about the stock market, and you are looking for an investment that will send you a paycheck every month, no matter what happens with the economy or markets, these contracts are definitely something you should consider.
Barron's calls these unique investments, "The new way to retire." And Money Magazine stated that these contracts, "will become the retirement investing rage." The Journal of Financial Planning said that these contracts, "could be a magic bullet."
The monthly checks you receive are guaranteed, not only by a cash-rich U.S. firm, but also by the state government in which the company operates.
If you want to guarantee a lucrative paycheck every single month, no matter what happens in the markets or the economy, this could be the perfect investment answer for you!
So what is this unusual investment that can guarantee you a nice check every month no matter what the market does? Indexed Annuities. There are different types of annuity contracts you can buy, but the indexed version is your best option in my opinion. Why? Because it is tied to the market when the market is rising, and reverts back to a guaranteed interest plan when the market is dropping. You get the best of both worlds! Why worry about another drop in the market when you can benefit ONLY from up moves?
Most people don't realize that every state has a state guaranty fund that backs annuity contracts. This state fund will kick in and pay you should the insurance company who sold you the contract go out of business. Normally the guaranty fund insures your annuity (and life insurance contracts) up to $100,000.
So there you have it, a Guaranteed Retirement Vehicle with an Indexed Annuity. Do a search online and read up on them. Then check with your financial advisor. If you are in Oklahoma, Arkansas, or Texas, contact me and I can put you in touch with an agent that offers what I feel is the best Indexed Annuity on the market!
Also, if you order my Analyze Anything video course you will get more info on these and other Rock Solid income streams that work great for retirement income streams. Get info on this HOT new course now at:
Rock Solid Income Streams
Thursday, December 3, 2009
Bunning ended his comments with "Your Fed has become the Creature From Jekyll Island". WOW! He also told him that he would do everything in his power to see that ol Ben was not reinstated as Fed Chairman! It was good TV. I wonder if they will even show any of it on the news? I doubt it.
Bunning also asked questions of why the bail out companies were ever allowed to pay such Huge bonuses to their executives. He brought out several other good points and questions which Bernanke never answered. Senator Dodd wouldn't even allow it or make time for it (I don't think Ben wanted to respond to the points anyway).
If you have never read anything about the Creature From Jekyll Island, you should. You can find YouTube video (you may even see some here on this blog) as well as the book online. Just Google it and you should find all kinds of links to it. You will discover some exciting history that often is not covered in the main stream. In fact, the main stream tries to ignore or flat out discredit many of these historical events.
It never ceases to amaze me how much wool the big boys have pulled over most folks eyes. So much so, that if you try to tell people these things, the majority of them will think that you have lost your mind.
Personally I don't think there is much we can do about it. Many investors are wondering what will happen with the Fed.
As index traders we really don't care what they do (we figure it will probably be wrong anyway). We just follow the index wherever it goes for income that they can't take back from us.
That is what index trading can provide for you, an income they can't take away. Good to have this day and age!
It really does not matter what the market (or Fed) does, we can go along for the ride. The question is, will you be with us, or setting on the sidelines waiting for a real solution to the world's problems? (Hint: Don't hold your breath while you're waiting!). The Fed will keep pulling their stunts with the money supply, and as traders we will go along for at least part of the ride. That way, we can cash in no matter what the Creature from Jekyll Island does.
Doug West has worked in Financial Planning and Investment training for over 20 years. Get his No-Cost Audio Report on how you can Secure Your Retirement with Free-Online Tools:
Get your Free Report Here and discover Rock Solid income strategies, including how you may be able to increase your social security check by 50%.
Learn the art of simple Mini-Dow Index Trading.
Sunday, November 15, 2009
First off, if you are still working, you should MAX out any employer-matched plans you may have at work. The closer you are to retirement, the more you should be contributing to these plans. If the markets scare you, then asked about any guaranteed interest option your employer may offer, and put as much as you possibly can in the plan.
Think about it, if your employer matches your contributions 50% or even 25%, where else can you get that kind of instant return on your money? NOWHERE! So, if you are not maxing that thing out (and most folks are not) you really need to start. Even if it means you have to cut back on your lifestyle right now.
Secondly, if you don't have an employer matched fund at work, what other options do they have? If you work for a school system you should look in the benefits of a 403(b) plan.
If you are self-employed, and have not saved anything for retirement, you may think seriously about working a few years for the school system and maxing out the plan.
My favorite retirement vehicle by far is the Roth. Either the Roth IRA and/or Roth 401k. These could well be the best wealth generating tools available for the average person today! In my opinion, many tax advisors, financial planners, and CPAs have given their clients bad advice in this area. I think every man, woman, and child in the US should have one of these accounts!
With a Roth, you can't take a full tax deduction in the year you contribute to it, as you can with a traditional plan. BUT, when you pull the money out, it is all tax-free with a Roth! So what would you rather have, a tax-deduction now, or tax-free income for life?
In a truly self-directed plan (again, I prefer the Roth if you qualify) you can invest money in the market, in real estate, in a business, and many other areas. With your plan at work, you normally have limited choices. Now you may not have a desire to be the next Donald Trumph, but you may get motivated to do a real estate deal or two if it could quickly beef up your retirement account. Remember, if that is a Roth account, all the growth is Tax-Free!
I've taught hundreds of folks how to trade the index, which is my next favorite place to generate retirement income. You can also do that inside of a Roth for tax-free cash flow! With a little practice and patience, you should be able to get good at it. If you do, you will have an unlimited retirement plan and income that no one can take away.
If you don't want to keep all of your retirement money solely in US dollars (not a bad idea these days with the debt the US is growing), look for investments with international interests. You don't have to trade currency to do it. For instance, any company that has worldwide interests (and most do these days) benefits from the currency market anyway. Think about McDonald's and the stores they have all over the globe. (just don't be fully invested in any one stock or market - and don't eat all your meals at Micky D's if you want to enjoy retirement long).
Two other areas to look at are ETFs, and MLPs. Both of these vehicles offer great income and earnings potential. You can even play foreign currency or about anything else you like these days inside of an ETF. This now makes it a whole lot easier to diversify.
With a little research and action on your part, you should have no problem creating the income and lifestyle you planned for in your golden years - even if you are already there!
Get my Free Audio Report on how to secure your financial future and retirement NOW.
Friday, October 16, 2009
Here are a couple of options for ones that want to take advantage of the opportunities in foreign currency without the huge learning curve to learn the FOREX market.
Maybe the pairs have you stumped. Which pair to trade and when? Can't I just park some of my money in a Foreign currency and not have it all in USD? We will get to that in a minute, but first let's cover a simple way to trade and invest in currency.
You can now use ETFs (exchange traded funds) to trade or invest in currencies through your current stock brokerage account. Many brokers don't know much about these because they focus on other areas, so don't waste your time asking them too many questions.
But, you can use ETFs to buy many of the world's major currencies. You can buy ETFs that track the Euro (stock symbol FXE), the British pound (FXB), the Australian dollar (FXA), the Japanese yen (FXY), the Swiss franc (FXF), and the Canadian dollar (FXC).
There are even ETFs for some of the smaller currencies. For instance you can play Sweden's krona (FXS) and even the Mexican peso (FXM). And, more currency ETFs are coming out all the time. There are even ETFs that cover a basket of currencies, like the Asian (check the Yahoo Finance web site for more) currencies.
Instead of having to open up a FOREX account, you can buy these ETFs right from your Scottrade (my favorite), Ameritrade, or any stock brokerage account (Just ask Chuck).
There are a couple of drawbacks to investing in currency ETFs. First, ETFs don't provide the leverage you can get with a Forex account (which can be good since leverage can also mean larger losses). Second, you will need to pay commissions as you would on your stock trades. This might be considered a disadvantage for some since one of the big selling points with FOREX is the supposed "No Commissions" (but like everything in the investment world, they will get fees out of you in other ways).
If you do your homework, you could be trading currencies right there in your E*Trade or Charles Schwab account. With all the talk of the USD dropping into oblivion, it might be good to park some of your money in other currencies!
One other way you can do that is to look into the options they have for you at Everbank.
Everbank is an online bank that has some truly innovative products. They offer several accounts that are held in, or profit from foreign currency. Most of these are in the form of Certificates of Deposit (CD's) and may or may not offer the protection of FDIC insurance.
There you have it, two simple ways to invest in currencies without opening up a FOREX account, or leaving the country!
Wednesday, October 14, 2009
I received an email from a man who told me that his family would all leave him if he got involved in another home business opportunity! Apparently, he had failed in a few attempts at home business, and online trading, so the family had this man labeled as a loser. Sound familiar?
I cannot understand why your family would disown you because of your wanting to set up a business to provide for them. Just because you have failed in business, that does not make you a loser! Many of the wealthiest men in the world have failed many times! Most of us have heard the story of Abe Lincoln, who failed in about everything he tried, until he became the 16th president of the United States.
I have failed in many of my business ventures, but the lessons I learned from those experiences are invaluable to me. I have earned more in one week than many people in the US earn all year! If I'd quit years ago, I would probably be working 40 hours somewhere for a lousy $300 or $400 per week right now. With my home biz, and the Internet, I can make that much or more if I work or not!
In many businesses, including any good home business, you only lose if you quit! Think about it. In many home biz opportunities today, you have the possibility to earn more than many doctors, lawyers and other professional people earn! It may take you a few months or even years to get there but how long did those professionals have to go to school to get to the large incomes? YEARS OF STUDY AND BIG TUITION CHECKS - MUCHO $$$$$$ !
I have a good friend who has been in networking over 20 years now. In the first 18 years, he barely scraped by. Finally, he got with the company that was right for him. All those years of experience PAID OFF BIG! He now is the top dog in a very popular nutritional MLM company, and earns over $300,000 PER MONTH! This is not some hyped up story, because I actually have seen the man's checks. How many professional men would like to make that kind of income? If he would have listened to everyone telling him he was wasting his time, he never would have gotten there.
If you have been involved in the home biz industry for any amount of time, no doubt you know folks who make incredible money. Sure, there is a lot of hype but, there are a lot of true success stories as well. What if my friend had worked a 40-hour per week job all his life? Just over broke, right?
One woman we know of made over $400,000 last year selling other people's products with online Free Affiliate programs! The opportunities are endless for anyone with a creative mind who is willing to work.
With the Internet in the picture, we have not even seen the start of the types of income that will be generated online. Online networking is where mail order MLM was back in the 60's - its infant stages! For those who have taken the time to do their homework, and/or get with someone who has, the sky is the limit!
If your family and friends make fun of your business, smile! Many others before you have dealt with the same thing. One day, if you have the right product or program, do your work, and stay consistent, those folks will just have to eat their words.
I love to run into ones who at one time spoke to everyone in my county and told them what a "fool Doug West is" for being involved in that "no-account business", that I should "get a real JOB!" Now, I do not believe in a showy display of one's means of living by any means, but in a small area, word gets around when you are doing pretty well financially. Those good old boys with the real jobs... they'll start to wonder what would have happened if they had started their own home biz way back when.
Things come back to ya' sometimes. Let people talk - because they will anyway. Just remember - YOU CAN'T LOSE UNLESS YOU QUIT!
Thursday, October 8, 2009
In this article we want to talk a little about creating your own hedge fund using Index Investing.
When you invest in an index you are just wanting movement of that index, such as the dow, mini dow, S&P, emini S&P, Russell, mini Russell
Millionaires Are Made During Depressions and Recessions, and there are savvy investors that are making tons of money right now in the markets (and with Real Estate).
To create your own hedge, you need to learn how to make money when the market is dropping. Did you know that 80 percent of all investors have not plan for capitalizing on market drops? That is a MAJOR disadvantage, don't you think!
To really HEDGE anything you need to be able to earn money no matter what the market is doing. That is what the Wall Street insiders do, and that is what YOU should be doing too.
Stock Trading Vs. Index Investing
Most people who invest in anything look to the stock market. That's only natural, that is what you hear the most about. You have no doubt also heard things like "Stay away from futures or you will lose your shirt". My response to that is, look how many stock investors lost their shirts with the meltdown. Then many pulled their money out of the market (sadly - many had their cash in mutual funds - we like ETFs MUCH better) and missed the ride back up.
Wall Street hopes you get out at the bottom, and they want you to buy at the top. So, you are getting out when they are getting in, and when you are getting in, they are exiting!
It can be tough for most folks to make money with stocks when the market is tanking. Finding a company that you will bet against (by shorting their stock), in my opinion is harder than finding a good company to ride up with.
There are so many ways that these big corporations can cook the books. That should be more obvious after the melt down than ever.
We like trading the index, cause it is just as easy to short and ride it down as it is to ride it up. In fact, it is even easier on the way down because prices nearly always drop faster than they rise. It took Microsoft YEARS to reach is pinnacle, but only a few months to fall down to earth (with must of that drop coming within a couple weeks). The overall index acts the same way, only within minutes or sometimes seconds.
In my opinion, learning to trade an index, either long or short term is one of the best ways to hedge.
Monday, August 10, 2009
In business that might be your expenses, or knowing how much you will spend on advertising (especially with untested sources). You keep track of things so that you don't keep throwing good money after bad. In other words, if you track your advertising results (which you MUST do), and a certain campaign is not working - you scrap it and try something else. For those ad ideas that are working, you keep doing them, and stop when they quit being effective.
For those of us involved in index trading (or any type of market trading for that matter), it is even more simple. We MUST know before we go into a trade, how much we are willing to risk or lose on it to see if it works. Even if we are going to average, we still need to calculate it out. How many times will we average, what is my max loss. Once you know that figure, it may determine how many times you can average (place additional orders to improve your entry point).
The market may change and dictate that we get out early, but it MUST never dictate how big our loss will be. In other words, we NEVER let a small loss turn into a big one. It would be like throwing money away on advertising that does not work.
Most folks (especially those who have been ingrained with the buy and hold mentality) keep holding losing trades until they become catastrophic losses. A huge losing trade that wipes out their account (or 50% or more of it - which is exactly what happened to most stock investors with the mortgage meltdown fiasco).
Learn to keep your losses small and be ready to trade another day. Some traders shut down if they have two losing trades in a row (some days, you are just not in the zone!).
Risk To Reward Ratios
Most "experts" will tell you to calculate the risk-to-reward ratio before you get into a trade or investment. In my opinion, they are almost impossible to calculate. My first rule of trading is that in the market "Anything Can Happen at Any Time". So how will you know what a trade could do or what the potential reward is? Whose formula will you use to calculate it?
I've heard "experts" claim you need at least a 2 to 1, others say a 3 to 1, or even a 5 to 1 or better reward ratio, or you should NEVER even open the trade! That simply means that you should not enter a trade unless you can make double the money you may ultimately lose on it (for a 2 to 1 ratio). While it is a good idea in theory, it would keep me out of a lot of really good trades (for one thing, I know that nobody can be sure what the market will do - anything can and does happen).
While you should be looking for highly probable moves that have the potential to turn into NICE runs, the truth is, you NEVER know what is going to happen. I've seen traders take losses on trades that were once in profit simply because they were holding out until some arbitrary reward ratio was met.
We teach our traders to get into a highly probably move and then lock in some profit and see what happens! Once you have nothing to lose (by locking in some profit), and a HUGE potential upside, you can't really go wrong. As traders we should WANT to be in that position as often as possible. Sometimes we even get our targets out of the way and let the winning trade RUN! Forget about holding onto a trade until some calculated ratio is reached.
On any chart you look at there are floors and ceilings that are easy to see. You must take note of them and trade according to what "might" happen. However, if you lock in profit as soon as you can, you will be way ahead of the guy that is looking for some magical reward ratio.
Calculate How Much You Will Earn
Just as important as calculating your max loss on any one trade, is knowing when to shut down for the day. A daily profit goal can help. It can also help you to formulate your plan for trading.
It would be good if your max loss was less than your daily goal, then one loss would not ruin your day.
Sure, there will be days when you don't reach your goal, but there will be days when you surpass it, because you stuck to your plan, and locked in profit when you had a chance. Many days I have several little trades, and then one nice run and I'm done.
An Advanced Move
This is not for beginners. New traders should get in and take whatever the market is offering by locking in profit as mentioned above. However, once you account size has grown, it opens up more options for you, like the move I'm about to describe.
Let's say your goal is $1,000 a day in your trading. For this example, let's say you are trading the mini-DOW (my favorite index). The mini-Dow is worth $5 per tick. So, if you start with 10 contracts, you would need 20 ticks to get to your goal of a grand for the day (we will ignore the broker commissions since they are really small anyway).
First, you look for the highly probable set up you want. When it appears, you open the trade with 10 contracts. If it moves 20 ticks in your favor, you are done. However, if it moves against you (a back tick), you average up to 20 contracts (by adding 10 more contracts to your trade at a new entry point). Now with 20 open you will need just 10 ticks to get to $1,000. If you average up to 40 you will need just 5 ticks. If you go up to 80 you will need 2.5 ticks.
Again, to pull this move off, you would have to have the DEEP pockets required. You could do the same thing with a $100 daily goal and starting out with 1 contract. In either case you MUST have the risk calculated. At some point you could use averaging to get to your acceptable loss level.
Risk-to-reward traders would probably never do this move. However, if you have the experience, and account size it is fairly easy to do. Some days you could be through in a few seconds.
Whatever style of trading or business is right for you, learn to calculate your max loss on any one deal, and you will be MILES ahead of most folks who never think in these terms. Remember, you MUST manage risk to win at anything!
Doug West has taught hundreds of folks to pull from $100 to $1,000 or more daily from the markets, and you can too. Learn to make short-term trades and you will never have to second-guess the bulls and bears. Just learn to take what it gives you with his simple and easy to understand course on Index Trading
Monday, August 3, 2009
Here is what you Need to know:
* Wonderful Summer Recession Special
* Opportunity Investigator Radio (Listen to episodes online - Live & recorded More on what you may have missed - in a minute)
* New Issue of OIO that you can download:
Make sure you get a PDF copy of our latest issue of OIO. In it you will find:
* How To Invest in Washington's Biggest Federal Landlord – and add income to your retirement or portfolio with a HUGE Upside Potential
* Why Al Gore's Prediction of Climate Change May Happen Within the Next 24 Months & What you can do to Protect Your Family Now
* Could The Recession Be Over? Penny Stocks that Could Earn 500% in a few months or less!
* MLP's – Add Income To Your Portfolio with these High-Paying Stock Alternatives
* Biz Opps that Could Be HUGE in the Months Ahead
* Simple Technique To Cash In No Matter What the Market or Economy Does ($ave $500 IF You Act NOW)
Don't miss it. Download your copy now at:
That link will redirect you to the pdf file. If you need help with downloading see:
Now - More on Opportunity Investigator Radio (If you have biz or investment opps you would like us to investigate - let us know).
Here are some things you may have missed:
* The 7 Things You Must Do to Thrive in This Economy
We interview Mark Monchek of PerformXcellence. Mark shared some Great Tips for anyone who is in business for themselves - online or off.
* What the Government is NOT Telling You About Global Warming!
Don't miss this Hair Raising Episode with Former US Intelligence Analyst John Moore - it could save your life!
* An Investment That Could Change Your Life
Don't miss this one about an investment that could create millions of new millionaires!
To tune in go to:
and click on the Radio Show link at the top of the page to listen in Live or to past episodes.
Have a Great day!
Your Friends @
Tuesday, July 28, 2009
The 7 Things You Must Do to Thrive in This Economy
as we interview Mark Monchek of PerformXcellence. To tune in go to:
and click on the Radio Show link at the top of the page to listen in Live at Noon EST today - Tuesday the 28th - or to listen to past shows.
Make sure you get a PDF copy of our latest issue of OIO. In it you will find:
* How To Invest in Washington's Biggest Federal Landlord –
and add income to your retirement or portfolio with a HUGE
* Why Al Gore's Prediction of Climate Change May Happen
Within the Next 24 Months & What you can do to Protect Your
* Could The Recession Be Over? Penny Stocks that Could Earn
500% in a few months or less!
* MLP's – Add Income To Your Portfolio with these High-
Paying Stock Alternatives
* Biz Opps that Could Be HUGE in the Months Ahead
* Simple Technique To Cash In No Matter What the Market or Economy Does
($ave $500 IF You Act NOW)
Don't miss it. Download your copy now at:
That link will redirect you to the pdf file. If you
need help with downloading see:
Watch a video on signs the recession may be ending HERE
There could be GREAT times ahead for index traders! If you have been considering enrolling in my index course there has never been a better time. For a limited time you can SAVE $500. Visit:
For details. Have a great day!
Thursday, July 16, 2009
* Great Depression
* Tech Stocks
* The Housing Bubble
* $4 a Gallon Gas Scam
* Rigging the Tarp Bailout
And finally how they are planning to cash in on Global warming with the proposed "Carbon Credits". This sounds like a whole new scam so the billionaires at Goldman Sachs and other bankers can make a few more billion (I guess they don't care if the whole world collapses, as long as they get more & MORE).
Number One On Blog Talk Radio Finance Channel
Our Opportunity Investigator talk show on Blog Talk is now rated #1 on the Finance section, and it should be a Great show again on July 21st!
We will be interviewing John Moore who is a former Intelligence Analyst for the US government. Moore will expose some truths about Global warming, and why the whole thing is a scam - a cover up for what is really going on. Yes, the ice caps are melting, and the weather patterns are changing, but Moore claims it is NOT because of the CO2 gas as they claim. If he is right, then the Goldman plan to corner the carboncredit market just might be nothing more than another fleece of the American taxpayer.
Don't miss our show on Tuesday. You will learn the 5 things you need to do to protect your family as the economy worsens.
You can read Taibbi's article The Great American Bubble Machine online.
Don't miss our show!
Friday, July 10, 2009
You won't hear much about it in the mainstream media. The politicians won't let you in on it (even though many of them are heavily invested in the Iraqi dinar), and your banker probably knows nothing about it.
However, for a few hundred dollars (still within the reach of most folks - even in these hard times), you might well get into the investment of a lifetime.
Currently the Iraqi dinar does not have a value on the world stage. Basically, the value is whatever the street will give you for it. You can find it on eBay and other auction sites, but don't buy it there. You want to make sure that you get yours from a reputable, registered currency dealer. These dealers have to be registered with the US Treasury (if they are located here in the states).
Why do we say that the Iraqi dinar is an investment of a lifetime? Currently you can get a million dinar for around one thousand US. In times past the IQD was worth over $3 USD.
Is it a sure bet? There is no such thing. However, the upside on this is so HUGE that you might feel like a dunce if you didn't at least get a quarter million dinar (about $300 US) or so.
There are a few ways a person could invest in the Iraqi dinar. Most folks prefer to simply buy the currency from a reputable dealer and just hold onto it (you might want to put it in your safety deposit box and the bank - if you have a stable bank you can trust to be there - actually - you should be able to get your dinar and other items out even if the bank folds -they are dropping like flies these days).
You could also open up an account with a bank in Iraq (don't worry you won't have to go to Bagdad to do it), but we've heard more con than pro on that route.
If you have an Iraqi bank account, you can now even play their stock market which has gone electronic. For there market to really open up to the world, they will Have to get a world value on their currency. With the US pulling troops out of the country, there are many signs that this could happen soon. Look for our Opportunity Investigator Radio Show on BlogTalkRaio and find the episode on the Iraqi dinar, to hear more about it.
Most folks today would rather go to the casino or bingo hall and spend a couple hundred bucks. Gaming is one of the most profitable industries left after the meltdown. BUT, if you look into what I'm telling you here, it may well change your life and help you beat your own recession!
Tuesday, July 7, 2009
If you are not at the income level you would like, or your investing and/or business is not where you would like it to be - what is holding you back?
Do you have questions you would like to ask experts on these subjects? If so, you won't want to miss our new Opportunity Investigator Radio show. You can listen online, and even call in and ask your questions.
We really want to hear from you.
Don't miss our July 9th show that can help you go from a W2 form to a 1099 with author Jeffrey Taylor. Read more about him at:
Our goal is to help as many folks as we can break out of their recession!
Remember, Millionaires Are Made During Depressions and Recessions! Find out what you can do to join them, or get to your goals.
If you can, join us on July 9th at 12 Noon EST. See the site above for the link to our show.
Friday, June 26, 2009
Why did so many folks lose retirement funds in their IRA's and 401k's? Because they are still holding fast to the old buy-an-hold strategy.
In watching CNBC this morning I saw an example of the very thing I have been preaching about for years now. Mark Haines and Erin Burnett anchor their show "Squawk on the Street", from the New York Stock Exchange. They are always asking investors and corporate executives if it is safe to go back into the market yet. This morning Erin said something like, "With all these professionals trading and going in and out of the market, how does a regular person like me time their entry into ETFs or stocks? Does the buy and hold strategy even work anymore?"
The answers to her questions are not important here. Her statement reveals a LOT, and is what we have been telling folks for years. The Professionals are "Trading" their money. They don't buy and hold, so why should you?
During the meltdown, they were shorting the market and riding it down. During the rally they were riding it back up. The same thing we were doing as index traders. Yes, there is market timing involved, but not in the sense of "is it safe to get back in yet". That is a foolish game in our opinion. The short daily swings in the market are MUCH easier to predict than the overall long term direction. Even while folks are waiting during a several day rally for the right market timing to get back in, traders are riding it up or down many times on the smaller moves.
Sure, there are many things you could trade, and they all involve timing to some extent or another. In fact, the index trading that we do is all about timing. The big difference is that we are NOT looking for some magic moment to get back in the market and hope it keeps up trending for years to come. We will take whatever the market throws at us. That is market timing that really works. If it changes we can quickly get out and go the other way if we choose to.
You can do the same thing with your IRA, 401k, or other retirement account if you want (we like the Roth, so that all of your trading income can be Tax-Free). Don't wait for the magic moment to get back in, and get your account growing! Pick up some trading skills, and use the type of market timing that really works!
Monday, June 15, 2009
My answer to that question is identical to what I was advising before the meltdown - and the answer is simple:
DON'T TRY TO TIME THE MARKET
At least not with your longer term investments anyway. I have been preaching that buy and hold is dead for some time now (yes - even before the big meltdown came). The only exception to this rule might be with MLP's (but that is a topic for another day).
As index traders, it is true, we are all about timing. We look for a high probable set-up and we jump in for some quick rides, and we get out just as quickly. The overall state of the economy does not really effect our trades, so we don't have to guess if it is the right time to get into the market.
What I'm suggesting - NOT to time - is a long term entry back into the market. If you are just wanting to get back into mutual funds and let them ride, there will NEVER be a good time to get back in the market (if you are still sold on mutual funds for your retirement accounts, do yourself a favor and soak up some knowledge on ETF's -Yahoo finance is a good place to start - look under the "Investing" tab at the top of the page).
Many investors are seeing this 2 month rally and are still setting on the sidelines wondering if it is time to get back in. If they knew how to trade (what do you think the big boys are doing with your money in a back office somewhere), they would have been making entries and exits all along. We ride it down and we ride it back up! No matter what the market is doing, we can take profit.
Statistics show that over 80% of investors have no plan for making money when the market is dropping. Why put yourself in that position? If you learn to make short-term trades, you will never have to second-guess the bulls and bears. Just learn to take what it gives you (and of course my favorite way to do that is with Index Trading), and don't try to time the market!
Thursday, April 2, 2009
Suddenly the market takes over the excitement of it all. Is this really the solution to the global economic slump? Jim Crammer thinks so, he boldly announced this morning that the "End of the Depression" had arrived!
Let's see, if you are in a fix because of too much debt in the world, caused by phony money backed by debt (and many other debt schemes like CDO's and Credit Default Swaps), can you get out by printing more? At least for today, the market thinks so.
Don't kid yourself, this is NO Solution. It May be a band aid or quick fix, but it is NOT a permanent solution. I wonder if they talked about adding some new high-speed presses to the central banks of the world? Maybe the Fed sold some of their older equipment to the underprivileged nations!
All joking aside, in today's high-tech world these banking cartel mobsters can create new currency (more like credit in some account) with a keystroke. One click and your in. No wonder the folks in London were angry in the streets of the financial district!
The idea seems to be that if all the fiat currency giants each print a little extra money and put it in a BIG International pool (in the guise of the IMF) that somehow things will be better. BUT, in their defense, what else can they do save more of the same? Short of scraping the whole fiat monetary system (paper money back by debt), what other choices do they have? I don't see the men in black suits and dark glasses giving up their legal right to print money anytime soon - do you?
SO, what can we do? Not much about the BIG MESS. All we can do is protect our families, and pay off are hard assets or create other income streams that will keep us afloat in the inevitable inflation that is sure to follow.
My solution is to follow the market wherever it goes and grab my little piece of the fiat pie. When are you going to join us in Index Trading? It really does not matter what the market does, we can go along for the ride. The question is, will you be with us, or setting on the sidelines waiting for a real solution to the world's problems? (Hint: Don't hold your breath while you're waiting!).
Tuesday, February 3, 2009
Last Thursday HSA was processing an average of 3 flips per hour!
For those of you on my Index Trading team, how would you like to flip a home or two inside of your ROTH IRA or 401k???
Just imagine doing that and having 40 to 50k in there to trade with! If it is a ROTH, that can ALL be tax-free income! You could play and make a grand a day - TAX-Free!
If you are on my trading team, I'll send you my Tax-Free strategies disc IF you join me in HSA this week (we sell this all the time for $147 - yours for nothing) as a Platinum member.
If you are Not on my trading team, I have a Special deal for you. Contact me for more info.
Is it the Best of times for YOU, or the worst? That may well depend on how you act on this opportunity!
Click Here to start your career in Real Estate, short sales with OUR INVESTORS MONEY
Thursday, January 22, 2009
During Obama's inauguration day Tuesday, I heard that the normal trend on inauguration day is down. BUT, this time it was the Worst drop in the market on ANY presidential oath day! I started the day with a small gain on a long move. Then had one trade go against me (another UP or long move) for a small loss that took all of my profit back and then some.
On our trading call (just like this morning) we talked about the patterns, and how it could possibly turn into a one directional down day. It sure did! I then made several little trades going down (short), and was able to climb back out of it, and get on top. Then we had a nice run, and I ended up with my goal for the day.
On Wed (my day off from trading) the market had a nice rally, and several of our traders were riding it up for nice profits.
Again today, we saw the signs of a one directional down-trending market. We discussed it on the call and most of us were taking small moves on the way down. Then came the NICE drop when the big board went below 8000 (DOW)! After that one great move most of us were done for the day, exceeding our goals!
If you enroll in my trading course, you will learn to LOVE down days too! While everyone else is depressed, you can be smiling all the way to the bank. What are you waiting for?
Friday, January 9, 2009
Many economist feel things will get worse before they get any better. President-Elect Obama stirred things up this week by being honest and telling folks that things could get worse. That is not the message that many wanted to hear, but it sure seems possible.
The good news is the if you learn how to trade the index, it does not have to be bad financially for you, your family, your 401k, IRA, or bank account.
If you missed our opportunity call last night, you missed a good one! However, you still have a chance to listen in. Just rush over to:
You will learn the importance of keeping it simple, and you will hear about what others are doing with our simple index trading training.
If you don't have the money to get started, or even if you do, check our awesome Real Estate opportunity out at:
What are you waiting for? Join us now. We'd love to help you build some income streams that the recession can't take away!
Friday, January 2, 2009
The first thing is that you should have more than one stream of income. I have been a big fan of multiple income streams and I was preaching that before it ever became a catch phrase online. I taught that principle to folks way back in my mail order days!
So, here is Tip #1.
If you want to do Great during and right through hard times, then you need to have some income streams that are NOT affected by the economy. That is exactly what Index trading is, an income stream that is not effected by hard times.
The next thing I would encourage you to do is to find something that actually does Better in hard times, or takes advantage of the economic climate. That being said, we would like to introduce something just like that to you now.
First, here are the conditions that make this multiple income stream opportunity so powerful right now:
1) Real Estate (RE) - Even folks with good credit are finding it hard to get mortgages right now. Many realtors are leaving the business, and RE investors are hurting. This opportunity can help them and earn YOU a LOT of money (even if you don't want to invest a dime in RE).
2) Troubled Assets (TA) - the T.A.R.P. program was pitched to congress as a $700 BILLION bailout plan for ma and pa -to enable them to stay in their homes. To date not one dime has went for that purpose. Recently Paulson came out and said that they will NOT be buying ANY troubled assets with the remaining $350 Billion (the first half went mostly to his buddies on Wall Street -and part of the first $350 Billion they are not even sure where it went, or won't tell us - go figure). Some HUGE banks did get money, but there is no proof that they are doing anything to help ma and pa!
So how do we cash in on those factors?
Glad you asked. For the answer please FLY over to:
Now you have the information you need to DO SOMETHING and make 2009 a GREAT year for you and your family. Now what are you going to do with it? Nothing if you don't visit the above URL right now. There is no reason why the economy has to be a downfall for you! Don't make excuses.